You may have a lot on your plate as you navigate your way through the start of 2025. But it pays to tackle these Social Security moves sooner rather than later so you're able to make savvy decisions that could have a positive impact on your retirement.

Social Security is a critical source of income for millions of retirees, a good number of whom have to get by on those monthly benefits alone due to a lack of savings. But many Social Security recipients are surprised to learn that those benefits can be subject to taxes at both the federal and state

Retirees with public pensions and their spouses are now eligible for their full Social Security benefits.

Social Security checks saw a 2.5% boost this month thanks to the latest cost-of-living adjustment (COLA). For most retirees, this is the only benefit increase they can expect all year. Their checks won't go up again until the next COLA takes effect in January 2026.

You can claim Social Security benefits starting at the age of 62. However, the earlier you claim your benefits, the smaller your checks will be. Waiting longer to begin your benefits can have a huge payoff,

For many Social Security beneficiaries residing outside the United States, receiving monthly payments is still possible. However, there are specific countries where these benefits are restricted.