As you approach retirement, it’s important to consider how required minimum distributions (RMDs) from your IRA or 401(k) ...

Did you know that, in most cases, you must start taking required minimum distributions (RMDs) from your retirement accounts ...

What happens when you, the beneficiary, pass away? What rules apply to someone who inherits the IRA from you, your “successor ...

Anyone turning 73 in 2025 will have to start taking required minimum distributions. RMDs are typically due by the end of the ...

Here is my question, which uses hypothetical values for simplicity: My RMD for 2024 is $10,000. Can I avoid paying the IRS the tax on that $10,000 this year by investing the full $10,000 RMD or the ...

The ERISA consultants at the Retirement Learning Center (RLC) address whether it’s possible to aggregate RMDs from an annuitized IRA with RMDs from an IRA that isn’t annuitized to determine the total ...

The Internal Revenue Service (IRS) has announced a one-year delay for the earliest potential effective date of specific ...

Combining annuities with IRAs or 401(k)s can be powerful. But people often don’t even consider the combination because of ...

If you are 73 or older and need to take an RMD, you must first consult the life expectancy tables published by the IRS each year. In order to calculate the necessary RMD, divide the value of the ...

Your required minimum distribution depends on at least two factors: Your account balance(s) at the end of the previous year The age you'll reach this year The IRS publishes a table of life ...

If you use this table, you'll have a lower RMD. The math is simple. Take your account balance from the end of the prior year and divide it by the life expectancy factor in the appropriate IRS table.

Is it better to delay until next year? It depends upon the amount of the RMD and all the other items on your tax returns for 2025 and 2026.